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Investment Thesis: CoreWeave is a Risky and Overhyped Bet in the AI Cloud Boom



The AI boom has unleashed a frenzy of investment in cloud infrastructure, with CoreWeave emerging as one of its most controversial players. Positioned as a specialized GPU cloud provider, the company has ridden the wave of demand for Nvidia’s cutting-edge chips, securing billion-dollar contracts with tech giants like Microsoft. Yet beneath its meteoric revenue growth lies a business model riddled with red flags: extreme customer concentration, crushing debt loads, and existential dependence on Nvidia’s supply chain.

From its tepid IPO to its negative interest coverage ratio, the numbers paint a cautionary tale. While the AI revolution has rewarded aggressive infrastructure bets, CoreWeave’s survival hinges on factors beyond its control: Nvidia’s pricing power, Microsoft’s spending whims, and its ability to outspend deep-pocketed rivals. For investors, the central question isn’t just whether AI demand will persist—but whether CoreWeave can escape its debt trap before the hype fades.

This analysis unpacks the company’s vulnerabilities, from its fragile balance sheet to its place in the GPU supply chain pecking order, offering a clear-eyed view of the risks behind the AI infrastructure gold rush.

1     Extreme Customer Concentration

CoreWeave’s revenue is highly concentrated, with Microsoft alone contributing ~62% of its revenue in 2024 and another unnamed client accounting for 15%. This means nearly 77% of CoreWeave's revenue depends on just two customers. If Microsoft cuts spending or shifts to its own Azure AI infrastructure, CoreWeave’s business could face a severe decline.

2 High Debt and Unsustainable Growth

CoreWeave has relied on aggressive borrowing to finance its rapid expansion, amassing over $12 billion in debt. Given the capital-intensive nature of AI cloud computing, CoreWeave is burning cash at an alarming rate. In 2024, the company posted a $863 million net loss despite skyrocketing revenue.

With rising interest rates and high infrastructure costs, CoreWeave’s ability to sustain its growth without further dilution (selling more shares) is in question.

3 Nvidia Dependency is a Double-Edged Sword

CoreWeave’s business relies almost entirely on Nvidia GPUs, particularly H100 and H200 chips. While this has been a competitive advantage in the short term, it poses major risks:

  • Supply Risks: Nvidia prioritizes larger cloud players like Microsoft, Amazon, and Google, limiting CoreWeave’s ability to scale.
  • Pricing Power: Nvidia controls GPU pricing, meaning CoreWeave has no bargaining leverage and faces potential cost squeezes.
  • Competition from Nvidia’s Own Cloud Services: If Nvidia expands its own AI cloud offerings, it could compete directly with CoreWeave.

4️ Intense Competition from Big Tech & Specialized GPU Clouds

CoreWeave is competing with deep-pocketed hyperscalers like AWS, Google Cloud, and Microsoft Azure, all of whom offer more mature AI cloud solutions. Meanwhile, alternative providers like Lambda Labs, Paperspace, and RunPod offer cheaper and more flexible GPU cloud services.

If pricing pressure intensifies, CoreWeave may struggle to differentiate itself beyond its current Nvidia-heavy strategy.

5️ Weak IPO Performance & Overvaluation Concerns

CoreWeave’s March 2025 IPO was underwhelming, pricing at $40 per share (below expectations). The stock failed to gain momentum, closing at the same price. This suggests investor skepticism about its valuation and prospects.

With a debt-heavy balance sheet, customer concentration risks, and capital-intensive operations, CoreWeave lacks the financial flexibility to navigate a downturn in AI spending.

Debt Analysis

CoreWeave has undertaken considerable debt to finance its rapid expansion in AI-focused cloud infrastructure:

  • Total Debt: As of 2024, the company reported approximately $10.62 billion in total debt.
  • Debt Financing Activities:
    • August 2023: Secured a $2.3 billion debt financing facility led by Magnetar Capital and Blackstone, aimed at acquiring hardware for existing client contracts and expanding its workforce.
    • May 2024: Announced a $7.5 billion debt financing agreement with participation from investors including Blackstone and Magnetar, intended to develop high-performance computing infrastructure for existing enterprise clients and AI innovators. 
  • Debt-to-EBITDA Ratio: The company's Debt/EBITDA ratio stands at 20.69, indicating a high level of debt relative to its earnings before interest, taxes, depreciation, and amortization.
  • Interest Coverage Ratio: With an Interest Coverage ratio of -1.06, CoreWeave currently lacks sufficient earnings to cover its interest expenses, highlighting potential challenges in meeting debt obligations.

Valuation Metrics: CoreWeave vs. Cloud Computing Sector

Evaluating CoreWeave's valuation involves comparing its financial ratios to industry standards:

  • Price-to-Earnings (P/E) Ratio:
    • CoreWeave: Due to reporting net losses, CoreWeave does not have a positive P/E ratio, rendering this metric inapplicable.
    • Cloud Computing Sector: As of early 2025, the average P/E ratio for companies in the cloud computing industry varies widely, typically ranging from 20 to 35, depending on growth prospects and profitability.

  • Price-to-Sales (P/S) Ratio:
    • CoreWeave: Specific P/S ratio data for CoreWeave is not provided in the available sources.
    • Cloud Computing Sector: The average P/S ratio in the sector often falls between 5 and 10, reflecting investor expectations for revenue growth.

Financial Performance Highlights

  • Revenue Growth: CoreWeave experienced remarkable growth, with revenues increasing from $16 million in 2022 to $1.9 billion in 2024. 
  • Profitability Concerns: Despite revenue growth, the company reported a net loss of $863 million in 2024, attributed to substantial investments in infrastructure and expansion efforts.

Now a question strikes an investor mind that there is a rush to acquire Nvidia GPU’s with huge orders, who has the highest numbers of H100/H200 in a rough landscape

CoreWeave has significantly expanded its GPU infrastructure to meet the growing demands of AI and high-performance computing workloads. As of March 2025, the company operates a fleet of approximately 250,000 NVIDIA GPUs, primarily consisting of H100 models, along with some H200 and GB200 versions.

While the exact number of H100 GPUs is not specified, it's evident that they constitute the majority of CoreWeave's GPU inventory. For instance, their supercomputer in Plano, Texas, dedicated to NVIDIA, utilizes over 3,500 H100 GPUs.

In summary, CoreWeave's H100 GPU count is substantial, forming the backbone of their extensive GPU fleet.

Looking at the other players?

As of early 2025, the companies with the largest inventories of NVIDIA's H100 and H200 GPUs are:

  1. Microsoft: In 2024, Microsoft acquired approximately 485,000 NVIDIA Hopper GPUs, encompassing both H100 and H200 models. This investment supports Microsoft's AI services and Azure cloud offerings.
  2. Meta (Facebook): By the end of 2024, Meta aimed to possess 350,000 H100 GPUs to bolster its AI computing capabilities, focusing on developing advanced AI models, including artificial general intelligence (AGI).Meta also has ambitious targets for 2025.
  3. Tesla: Tesla holds around 35,000 H100 GPUs, utilized for AI projects such as the Robotaxi initiative and the Dojo supercomputer. CEO Elon Musk has indicated plans to further invest in AI hardware.
  4. xAI (Elon Musk's AI Startup): xAI has acquired approximately 100,000 H100 GPUs for its AI endeavors, reflecting Musk's commitment to advancing AI technologies.
  5. Lambda Labs: This AI infrastructure provider has secured about 30,000 H100 GPUs to support its public cloud services tailored for machine learning workloads.

A Final Note, favorite Speculative investor Cathy Wood under its ARK Umbrella added Coreweave to her portfolio here 


📉 Conclusion: Core Weave is a High-Risk, Low-Moat AI Cloud Play

While the AI boom has fueled massive short-term growth, CoreWeave’s business model is fundamentally fragile due to:
  Heavy reliance on Microsoft & Nvidia
  Unsustainable debt-driven expansion
  Fierce competition from Big Tech & GPU cloud startups
  Weak IPO performance signaling market skepticism

Core Weave’s aggressive debt-financed growth strategy has enabled rapid expansion but introduces significant financial risk, especially given its current inability to cover interest expenses with earnings. The absence of positive earnings precludes meaningful P/E ratio comparisons, and while revenue growth is impressive, sustained profitability remains uncertain. Potential investors should carefully assess these factors and consider their risk tolerance before making investment decisions.

For long-term investors, CoreWeave appears more like an overleveraged hype-driven AI play than a sustainable, high-moat business.

If I say in one sentence it's a risky play since the main players are either at the point of innovating their chip strategy or even evolving to have their own GPU’s created custom suited to their models, so these service based sectors can sustain for just so long , that one needs to just see through. 

In a Nutshell: CoreWeave is walking a tightrope—while Big Tech builds its own GPUs and Nvidia plays both supplier and competitor, betting on a middleman in this high-stakes chip race is like shorting a parachute before the jump. The clock is ticking, and the landing looks… speculative.

Stay Figgy, 

The Figured Figs Team ðŸŒ±

Disclaimer: “This article is for informational purposes only and does not constitute financial, investment, legal, or tax advice. Readers are encouraged to consult a licensed professional before making any financial decisions."

 

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